Accidents happen at the most unexpected times. When you book an Uber, the last thing you’re thinking about is the possibility of getting into an accident. There are times that the Uber driver is at fault. Other times, the other driver is at fault.
If you are a passenger and you get seriously injured because of the accident, who will be liable for the damages and your medical bills?
Understanding Uber’s Accident Policy
If you are riding in a ridesharing vehicle and your Uber driver gets into an accident and caused you damage and injuries, Uber has an accident policy. Uber’s policy covers the driver up to $1 million in liability, which means that you will be covered for your damages and injuries up to the same amount.
This only applies if Uber’s driver or the driver-at-fault has insufficient bodily injury coverage. The $1 million maximum coverage only applies when the scenario is under Uber’s auto insurance policy.
This includes when the Uber driver is uninsured or underinsured. This also applies if your driver is involved in a hit-and-run accident. If the Uber driver has the proper coverage, you will have to deal with his or her personal insurance company.
Can you sue Uber for damages?
In extreme cases, you may be able to file a lawsuit against the ridesharing company. But for a car crash, you will be suing the driver and not the rideshare company.
If you need help, you can ask a legal counselor for the steps and the process of suing for claims. It is best to have the necessary paperwork at hand when filing for claims.