In the busy streets in the United States, there is a chance that you’ll encounter an accident as a driver or a passenger. If you use ride sharing apps, you might get into an accident. In case this happens, you should know what to do. You should know your rights, or you might miss out on valuable compensation.
What to do if your driver was at fault
Seeking compensation when you encountered an accident in a ride sharing vehicle is similar to seeking compensation for a car accident caused by a commercial driver. In this case, you will be targeting the company, not the employee. This is necessary because personal car insurance does not cover accidents during a commercial activity, such as driving for Uber or Lyft.
Uber drivers are independent contractors, but Uber is responsible for any accidents their drivers may cause while providing services for their company. Whether you are a passenger in an Uber vehicle, a driver or passenger in another car hit by an Uber car, or a pedestrian, motorcyclist, or bicyclist injured by a ride sharing vehicle, if the Uber driver was at fault, you can sue Uber for the injuries and damages. Your compensation will be provided out of the $1 million in the liability insurance that Uber.
What to do if another driver was at fault
If you are the driver or the passenger of a ride sharing vehicle, and someone is at fault for the accident, you may still end up seeking compensation from Uber or Lyft. First, you have to attempt to get compensation from the driver-at-fault. If the driver is uninsured or under insured, you can turn to Uber or Lyft’s motorist coverage compensation.
Ride sharing companies are required by law to carry $1 million in uninsured and under insured motorist coverage.
Need Help with an Uber Accident Claim?
Going up against big companies like Uber can be challenging. Even if liability is clear, they may still be reluctant to give the full compensation for your damages like medical bills, property damage, lost income, and pain and suffering. If you want to maximize your compensation, seek the help of a legal counselor to give you the best advice on how to get the proper compensation.